That was the claim advanced by the original post."...and that's the part I have consistently DISproven time and time and time and ... again.Again, look at my post from late last night.

These are boiler plate loan agreements that are consistent with the loans underwriting requirements.

Larger, nicer homes tend to be more expensive to maintain and harder to rent consistently due to high turnover costs.4.What are your other sources of income?

Loopnet any deal older than 12 months, Tax GIS consistently late or 6 months past due, any property that changed hands thru probate after 12 months, Texas property tax sales land only not at auction just offlist properties, etc7.

Build 3mth emergency fund, 20% down payment, consistently paying down debt.

Most fields to become world class at something take 5 to 10 years of consistent work and improvement on a daily basis.Today about 21 years in with commercial real estate I have tons of business and also properties I can purchase.

Maybe throwing out a specific post for seeking investment focused brokerages in the Long Island area on BP and see who reaches out as well :). 

Wealth is built slowly over time, with consistent discipline.

Does anyone have any experience with NYC/Long Island foreclosure auctions?

Padsplit is a topic of discussion also (STR room rentals), but I think LTR's are a little more consistent with income and a bit less work.