I had told them upfront that I was already working with another SBA lender as a backup option and so I declined that option from the local bank.At that time I explored bridge money options but they were way too expensive (2 or 3 yrs at ~7.5% IO with big fees and big reserve reqts).We finally got our SBA approval. 

Freddie Mac, 10-yr, 12 mo I/O, 75% LTV How did you add value to the deal?

If you are ready to start scaling, that $100K could be your launching pad. As

I believe it was 65% LTV.  4.4% locked in for a year, IO, loan must be paid back in full at least once over the course of the year (from when you pull money out to when you pay it back).  

Multifamily: I've seen a range between 2.65%-3.15% depending on leverage and term. 2-5 years of IO.

Bridge loan, 3 year IO to perm How did you add value to the deal?

Bridge loan, 3 year IO to perm How did you add value to the deal?

Bridge to perm loan. 2 year IO.

Anticipate a loan term of 20-30 years, with possible adjustable rate (ARM) or interest only (IO) options, and rates in the 6's, with loan origination fees paid at closing.In every case you will typically bear the cost of any appraisal or inspections ordered by the lender. 

I bought the property with cash for $90k Rehab costs: $200k Expected time to complete rehab: 6-8 monthsARV: $350k-$365k 2pt origination at 9.24%-    $7,700 origination with a $2964.5 Interest Only Payment2.25 originations pts at 8.99%-  $8,662.5 origination with a $2,884.29 I/O Payment. 2.5 pts origination at 8.74%-  $9,625 origination with a $2,804.08 I/O payment2.75 pts origination at 8.64%-   $10,587.5 origination with a $2,772 I/O payment3pts origination at 8.54%-   $11,550 with a $2,739.91 I/O payment3.25 pts origination at 8.44%-  $12,512.5 with a $2,707 I/O payment3.5pts origination at 8.34%-  $13,475 with a $2,675.75 I/O payment3.75pts origination at 8.24%-  $14,437.5 with a $2,643.66 I/O payment4pts origination at 8.14%-   $15,400 with a 2,611.58 I/O payment.