Long story short my credit score increase 5 points after being with them for 6 months, I took 'FREE' advice from another recommended credit repair company and my credit score finally began to increase 

The margins are tight which increases risk.

Diversifying geographically can also reduce risk and increase long-term returns.For example, there are several markets across the U.S. that are ideal for new investors because they offer affordable entry points, reliable cash flow, and strong economic fundamentals.

The biggest challenge is a lack of quality homes and a rapidly increasing demand for vacation, second and primary homes.

You already mentioned Mid term, which can be a great way to increase cash flow.

With your income, you may qualify for an FHA loan with a smaller down payment, but buying now could limit your borrowing power and increase monthly payments.

Though I expect that to increase in the future when more ADUs are constructed.

Increase in property value as a long term hold until the right number comes around that you were looking for. or b.

We all know 'housing affordability' is one of the hottest political topics as of late but I'm not seeing any commitments to increase inventory. 

I did most everything I was supposed to do, increase my income, decrease my living expenses, save cash, etc..