for me, the ones that cashflow the most are the ones that I bought with 3% long term debt, they were new (low maintenance) and they are in high appreciating areas(just a bonus but does not impact cashflow).

They can take a 7% cash on cash for high quality commercial and with pay down and other drivers be in double digit returns on larger properties.Please folks do not be drawn in to buying these what appears to be low cost junker type properties that you think you will fix up and get this windfall of ongoing cash flow and equity on the resale from.

Looking for a turn around scanrio is an ego pleaser, makes for a great story if it works, but high risk it will never pan out the way you thought.

Rates could be so high on theHELOC that its not beneficial.

With major companies expanding in Texas, demand for housing remains high, driving faster appreciation.

I'd strongly recommend against a single family home and only target properties with at least 2 units otherwise it'll be difficult to cashflow in this high interest rate environment unless you plan on using a large amount of liquidity in the purchase.

Super new to BiggerPockets, and the forums came highly recommended for my situation!

Look at what high interest credit cards you can get rid of, pay down, or move to zero interest promotion cards for say 15 months etc.

With high SMS deliverability, automation, and easy CRM integration, it saves time and increases conversions.

The few lenders that offer no seasoning, they typically make you pay for it in high rates / fees.