@Rianna Mcgee how much did the posters of the videos want to charge you for their S8 "expertise"?

Outside their expertise. 

I currently work in the Information Technology sector as a programmer analyst and am looking to start this exciting adventure toward financial independence using real estate as the vehicle.  

If you're in need of such expertise, I'd be happy to provide a referral.Regarding financial management:1.

I'm not sure if her local expertise would add any value.Another commenter boldly assumed that I think I know it all, which is not true.

There's been significant growth in the last 3-5 years, with booming business and real estate sectors.

Can anyone please share their insight/expertise on the South Bend market?

Drop that bank and rely on the expertise in this thread.

No start-up capital, no reliance on banks, no particular expertise required (initially at least, we had still had to learn a lot along the way!).

These provide stability and regular income, which can be crucial in retirement.Cash: 5-10%Keep some liquid assets for emergencies and short-term needs.Consider these additional points:Diversification: Spread your investments across different sectors and geographic regions to reduce risk.Tax efficiency: Consider the tax implications of your investment strategy, especially with your high net worth.Regular rebalancing: Adjust your portfolio periodically to maintain your desired asset allocation.Professional advice: Given your high net worth, it's advisable to consult with a financial advisor who can provide personalized recommendations based on your specific situation and goals.Risk management: Consider your risk tolerance and adjust the allocation accordingly.