Embrace a "learner's mentality" and never stop learning.  

Those who are able to rehab for the long term have a great opportunity to eliminate their CAP-EX and have healthier more modern units that everyone likes to rent.

I guess my best choice would be to increase my cash to provide a healthier down payment.

Assuming you have 0 experience in operating an investment property portfolio, the commercial lenders are going to want to see you embrace your weaknesses and not hide from them.

My point in this article is to share some perspective on why I believe embracing these reserve requirements will only make your business stronger.1.

Embrace making all the calls!

Pay them off every month, for the rest of your life w/no exceptions.I suppose your school loan and car payment may be low interest, but there's no need to rush into this at a young age if you can clean up your balance sheet and enter investing in a much healthier financial condition a year or two later. 

They are knowledgeable about Mecklenburg courts embracing Legal Aid to help tenants (plus their counter suits against landlords). 

The Reality is that no matter the time in history there will always be risk and uncertainty in life, embrace it.

She also had worked with the selling agent many times before so that was a relatively smooth process.She also had connections with a good home inspector and lender (Embrace Home Loans) and they were great!