We've utilized the VA loan for our current home, and this strategy has worked well so far.

Always keep an eye on interest rates to optimize cash flow and return on equity. if you switch to long term hold investing, you'll want to see if equity stripping is a strategy that works for you. 

Also, I was thinking about it and I think if you were going to make shared amenities (like fire pit) you probably would be very successful doing that strategy I mentioned for larger listings.For big dates I would have one listing that is both the primary and ADU that sleeps 12+, or whatever the number is, and then you can have the ADU and primary again as separate listings for the rest of time. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Quote from @Gregory Schwartz: I have 2 very close friends who grew well beyond 2 rentals with this strategy. 

I realize I am not cut out for the entire REI process of consistently finding multiple properties for particular exit strategies. 

What is the best strategy in your opinion to niche down on a target audience in any given market?

@Collin Hays@Jon Martini agree that tax considerations shouldn't, by themselves, drive business strategy. 

Look at their marketing strategy.

More important than if the bank can or will complete your financing, is if it is the best option for what your needs are and what your investment strategy is.