Tenants in many markets already believe they pay too much (contrary to recent studies that show rent to property values have never been lower for the large US cities).If my insurance costs are not double my current rates over the next couple years, I will be pleasantly surprised.  

You can find some absolute MTR gems near smaller hospitals that aren't so obvious but ultimately, housing supply in the area is something I'd say is more important coupled with your amenities.

I can't remember the cost, not too bad, but no phone callsI sent out 1,000 mailers (letters) I designed in envelopes a week for a couple of years and made a ton of money buying properties using "creative finance" some call subto.

If they can build a larger home and sell it for the same or more rather then building a couple small homes why do it?

Then my second house which was freshly turned had a tenant that up and left after a couple of months and caused excessive damage. 

You don't know if they actually deal with thousands of lenders, or if they deal with a couple and this is their scheme to get your money and then get another 2% origination fee. 

One is seminars...My first seminar I went was "free"... an hour presentation at a hotel where they 'invite' (or was it lure) you to a 3 day seminar for a couple of hundred bucks.  

I've got a duplex built in 1888, and have a couple of cold rooms, upon inspecting the basement, there is no insulation under the floor of these rooms.

I hired Jenny Yi to design our latest STR in person, she demanded that I pay the full amount of her services upfront, $7,500, which I thought was strange as we are used to paying half upfront and half once it's completed, but proceeded anyway because a couple of people recommended her.

I am brand new here and I look forward to learning from the best in the business.