Okay then you're in a really great place, if you had 250k of consumer debt that would change the focus a little!

There is a lot of mistrust in lending from both the private money and consumer purpose side.

Entering 100 expenses at the end of the month is very time consuming compared to Quickbooks or Tiller spreadsheet, plus you cannot do this through the mobile app.

Read more here:https://servicing-guide.fanniemae.com/svc/d1-4.1-05/enforcin...On the consumer side of the transaction I've seen contracts requiring a conveyance back to the seller and a restructuring as a lease option with payments mirroring the mortgage obligation and essentially a $0 buyout.

Just looking for helpful advice from those who've invested in the USVI's before.  

Thing is this, they want multiple data to follow their trajectory, they think one indicator like inflation data is not sufficient to make cut decision, they are then waiting for the employment to collapse to start printing again as they want to make the pain in economy as long as possible.If the Fed was concerned about employment and job growth, they would have a more aggressive take on all of the illegal immigration and how that affects jobs availability.They see it as an increase in consumers (the velocity of money) and are not worried about how these consumers are going to pay for the things they consume (job growth).

100% there's always those who've gone before and will look out for those coming up.

Despite a challenging economic environment marked by inflation and slowing consumer spending, major dining chains like Taco Bell, Outback Steakhouse, and Applebee’s are pushing ahead with expansion plans.Yum Brands—parent company of Taco Bell, KFC, and Pizza Hut—opened 894 new locations globally in Q2 2024, marking a 5% increase in total units from last year.

Those I know who've been successful in the Houston market usually are doing off-market deals. 

Both local domestic and international insurance at the consumer, commercial and reinsurance levels have been hit with 30 year losses in 5 years.