But yes long term I am interested in buy and hold single and multifamily. 

If you have a high 7 rate then it might be beneficial in the long run to pay it down if you don't want to put it in a 4% savings account or CD.  

For investors, the current market presents a mixed bag: while short-term rental income may be lower, Miami remains a strong market for long-term growth as affordability attracts more tenants.What’s your take on Miami’s rental market?

Thanks, it all sounds good as long as I can avoid paying hefty taxes and generate cash flow.

Can they prove how long it takes to rent a vacant property?

I am extremely familiar with the area, I know that it can rent long term, and it is perfect for my family's current needs.

It doesn't take long to learn how to spot a good deal.6.

However, I probably would not upgrade it but I would rent it out LONG TERM at least until you know your long term status in Portland.  

Tenants are more likely to trust landlords who demonstrate a commitment to fairness and legal standards, leading to better occupancy rates and long-term success.Adapting to regulatory changes is an essential part of being a successful real estate investor.

Can they prove how long it takes to rent a vacant property?