On the ground, I've already had a few random feelers for ultra luxury coastal estates here in Oregon and family homes in Eugene from California buyers.

If rates drop, more buyers will come to the market and you can refinance to lower your monthly payment.

I've been reading more about subject to and here's what I've learned:-Good for sellers who are off market-Have low to no equity-Have a mortgage with a low interest rate (less than 5%)-Be absentee or out of state (vacant property, or have a tenant)The buyer would then take over the mortgage payments, and have the seller sign the deed over to the buyer.

Your job as the buyer, or seller, in any transactional event is take care of yourself.

Leave some on the bone for the end buyer.

Your potential buyer suggesting you terminate the contract and them paying you a fee does sounds fishy to me.

Hello everyone,My name is Matt Rulnick, and I am a Residential Real Estate Agent in Charlotte, NC.I was just introduced to this forum via an Investor Client, and look forward to getting acclimated and interacting with ya'll.If there is anything I can do to assist prospective buyers and sellers in the Charlotte, NC area, don't hesitate to reach out.Matt RulnickMatt.SearchCharlotte.com

You’ve got a great property with a fantastic rate, so it should be appealing to buyers even in this market.Ultimately, the decision comes down to your personal risk tolerance and financial situation.

Our combined efforts made the property appealing to buyers, leading to a successful sale at $99,000.

You can offer the holder of a lien a smaller cash amount to buy the lien and then force foreclosure, so that the buyer pays you off.