Most mortgage companies will not call loan due if payments are current but you do run that risk and need to be prepared to payoff or refi at a moments notice.

I would upgrade properties every 12-15 months as allowed by low down payment loans if my significant other wasn’t risk adverse and opposed to moving.

Refi the house so they can continue to live in it, they will get the best loans on their primary residence.

That would minimize and maybe eliminate the need for a loan for those properties.

They are pretty simple loans simple interest loans ,1- 10 years .

10% down 2nd home loan and savings from the proceeds of already owned STR's.

But it’s something I tailor the business plan to just in case.So your investor could get caught in having their loan called with not a lot of notice if things change.

Your VA loan will be crucial to your real estate investing growth, especially since it affords you the potential opportunity to own more than one property, depending on your overall allotment.For active military personnel, that conundrum of where to invest and where you will end up is always part of the issue that sometimes causes analysis paralysis so it's great you have one in VA Beach already.

I will secure the loan for everything.

Never used a DSCR loan in the past and have always understood those rates to be higher by a point or two in most cases.