Hi David learn what you need here on BP.  

Hi Chris,My advice would be to start by doing your own research.

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Interest rates don't help, but investors were also successful in the 80s and 90s with rates in this range. 

With this property I racked up some credit card debt, around 20k and I need another 20k to pay contractors/supplies.

They can do this as 1031 exchange, which is also known as a consolidation exchange.

Here $10 is reasonable) to each unit's monthly cost for the work to handle this utility cost and associated billing and put this in writing in each lease renewal.

I think it was written by @Nathan Gesner, a property manager from Wyoming. 

Quote from @Brian Clark: Looking to network in Southern Maine to learn and share about long term rental properties. 

I'm happy to help!