Ultimately, it's more of an emotional decision than anything.

Buying real estate is highly emotional.

You must discipline yourself to carry no debt other than your investment properties.

@Gabriela Angel nothing good comes from tenants knowing you are the owner.They just get to pressure you for immediate responses, whereas you typically want time to think and respond.Many here will state otherwise, but won't provide LOGICAL reasons, only emotional ones.

GREAT IDEA (Sarcasm)As Gabe pointed out, with some saving discipline that positive cash flow can provide down payment when we get a softer market.

Second, do the math and tally costs both monetary and emotional....is it better to get an attorney and go thru eviction process or give her the incentive to get out.

Not emotional goals like becoming financially independent, or quitting the Rat Race. 

You can get all in your emotions about how I type to you, or you can learn to read it and respect the message behind it and behave appropriately. 

So it’s been a roller coaster of emotions.

In addition, they are looking to make an ROI (all RE investors should be) which often results in the lower value than the emotional purchases of the SFH purchase.