It doesn't seem fair that I'm unable to reciprocate on their level. 

@Kent FordI agree with @Ryan Konen regarding areas like San Antonio’s outskirts, parts of Fort Worth, and growing cities like Tyler and Lubbock, which are becoming popular due to relative affordability and job growth.We will see an interest in smaller metro areas where prices are more accessible and a surge in new construction aimed at entry-level buyers.

There is a way of waiving the account at the state level by certifying certain practices but it's more trouble than it's worth and easier to just keep an account open. 

An annuity is definitely a different level of risk exposure than this type of an alternative investment. 

I had to do an elaborate french drain system with multiple pumps as the lower level units would get water with hard rains. 

At a high level there isn't anything glaring.

Curious to learn options for ease of set up and $ hard costs (Think about it like Tier 1, Tier 2, Tier 3, with Tier 1 being "just fine, it works" and Tier 3 being "Pro-Level with Pro Prices")Thank you! 

Given your income level you might be shooting for 225k house with a 150k purchase price.  

DO NOT PARTNER with someone on your level.

The valve and labor could add a bit more to the bill but still not to the level you were charged in my opinion.