If it’s 4 units you’d always want the residential loan with the 30 year fixed rate, especially if you plan to live there.

One method he introduces is called "Stacking" a great approach if you're not diving fully into real estate yet but want to start by acquiring a few units per year.

@Islah Barney, If your mother was living in that house for 2 years out of the 5 year look back prior to sale, then she can sell and take the first $250K of profit tax free.If the gain is more than $250K then you could rent it for a few more months. 

They guarantee 200K in revenue per year.

Quote from @David Cherkowsky: Hi All,I purchased an investment property in the middle of last year and to this point have been using 0.75*lease value in my DTI calculation.

We bought a new build years ago (and sold it 3 years later when the market turned up) and our TOTAL cap ex was $550 over the 3 years. 

Quote from @Cooper Meurer: Lately, I have been mulling the idea of selling my primary residence and renting for 1-2 years before we leave the Midland area and move to the Texas Hill Country (surrounding Austin area)Reasoning for this:- I currently have around 120k in equity in my residence and I have a 4.75% interest rate. 

Quote from @Brandon Morgan: hey guys I am new to real estate and I just got my first rental property this past year and have tenants and things are finally stable now.

I’ve been working with real estate investors in Atlanta for many years, and I’d love to hear more about your goals.

I'm happy to answer or confirm any tax/accounting questions if you'd like Steven, I know this post is a little old, but I think my husband and I have been doing this incorrectly.