I am going to be targeting mostly people I know who are likely to have large retirement accounts (a few liquid cash) who would be looking for a replacement for their 'lower risk' (relatively) portion of their portfolio.

I think your most common buyer that's going to buy a $200k home for cash would be a retired person/couple that has cash in the bank but have low monthly income coming in.

@Diana B.In a nutshell you have:1) RRSP - contribute pre tax income, investment is sheltered, pay taxes when you withdraw;2) TFSA - contribute after tax income, investment is sheltered, pay no taxes when you withdraw.So it all depends on where you are in your life and how much you think you will have in retirement.

After going through all this I am pushing up my retirement plans by a couple years so that I can spend time with my wife and children, do some traveling, and just relax!

They had always spent too much money on the house, underestimated reno costs, overestimated ARV, assumed best-case scenario on all timelines, etc. etc.My last investor reno I did was for a couple spent all their savings on a home in what's basically a retirement community south of DFW.

I'm far from a retirement expert, but you may be able to roll the 401K into a self directed IRA and use the funds that way.

I'll be "retiring" from the military in the fall of 2015.

I'm not trying to get rich now but I am trying to retire by the time I'm 45-50.

Our goal is to retire in 5 years.

I also know people who bought a vacation condo and rent it now, with the intention to move in after retirement.