@Ricky Davis It’s great to hear you’ve been able to establish such a strong and fruitful relationship with your local bank.

Last house I lived in Fruit Heights and raised my teenage kids there. 

If your equity has gone negative as well, you're stuck with a negative cash flow asset that you'll be forced to sell (never a profitable position), keep losing money or lose it all to foreclosure.If you're making positive cash flow, you can wait out the market corrections and sell when it's profitable, not when you're forced to.You'll almost always make more money on appreciation than cash flow, especially if you're forcing it, but you should never count on it to keep you afloat.Cash flow is the roots, appreciation is the fruit.

As Chad is an investor like Joey, and in my discussions with Chad he has a very good handle on the market place there.One of my very best Vendors in the whole US is there in B ham... so he has created an investment environment for me that has been very successful and fruitful.

hello  ,my dad offered to give me a raw land of he's .the land is situated in a developed community with lots of buildings, infrastructure, schools and hospital surrounding it.

They will give you some ball park numbers of what they can build a house for.Unfortunately with the rising tides the raw land and land with services rose too.

Yes these are easy, low hanging fruit as far as finding available notes but it comes with a price.

The owner was a guest on BP and he specializes in raw land.

Doesn't sound very fruitful though, from your experience. 

Otherwise, you're looking at buying raw land and developing it into storage units.I've seen some numbers suggesting the supply of storage may be short of the need / demand by about 34% depending on the area.