Personally I am a believer that “cash flow keep you in the game and appreciation makes you wealthy” so if it cash flows, you are winning.

You will be taking a lot of money from a lot of wealthy people and they will want to know that you know how to steward it well.

NEVER litigate over principal @Jay Hinrichs  my goal is to become wealthy enough I can spend all the time I want, litigating on principal, just for a hobby.

Which matches my sentiment that you need about $5 million to begin feeling like a true "millionaire", which I define as being independently wealthy; having FU money to do what you want, etc.

@Kevin GerbieHey Kevin, most suburbs of Grand Rapids have good schools:RockfordCaledoniaJenisonGrandvilleHudsonvilleAda/CascadeWyoming KentwoodComstock ParkEast GRIn GR there are several great neighborhoods for investing with high rents and high appreciation:Around Wealthy St, Medical Mile, Bridge St, cherry st.Also around the GVSU downtown campus is great for rentals

Now he is wealthy and being a trainer.Do not buy a single unit rental house unless you feel real good about the demand for it as well as having your W-2 job and unless you are doing "house hacking" with an insured loan that only requires a 3 1/2% down payment.  

As you dive in here, you're going to see so many different ways to build wealth. I

Lawyers, doctors, wealthy people you might know personally who need to park some money somewhere for the next 5 years or so.

Other brokers representing buyers and are already wealthy can take time to find a good property and not sell the buyer junk.

The reason I decided to not follow the Ramsey plan was because I kept doing the math and no matter what, you won't be able to make as much money or become as wealthy if you use cash if you buy right and have good cash flow.