I can possibly make some recommendations based on what type of roof you want or maybe what type to building you haven so you can explored some different options. 

That way, you would have a concrete budget to consider as you explore purchasing a home.

> My Big picture goal is to invest / work hard in my 20's by building great habits, finding excellent mentors, taking massive action, and applying proven principles to achieve my goal of living off a relatively passive income by the time I am 30 so that I may travel the world an explore other passions. 

I remember one spoke of calling dozens of lenders before he found one interested.That said, you might want to explore some of the other content available, too.

Nothing hardcore scary like Newark, but also not "New York pricey" like Hoboken or Jersey City.If nothing else, I'd fully explore all of these spots before taking the leap abroad!

Before long, I would love to connect with other investors, reputable attorneys, CPAs, property managers, and skilled contractors. 

It will be owner occupied for a minimum of a year and i currently own my own condo which i will rent out so the multifamily will be my primary home.FactsPrice range for the property is 300K - 500KMonthly payment for all properties i have explored with agent is 925-1230 (all the analysis factored in projected rental income and maintenance and most of them were already rented which gave us the rent needed for underwriting)Current cash saved for downpayment = 45KIncome = 80K (45% is 3000/month)Condo PITI+HOA = 720  (currently FHA)(market rental for similar units in my area is 1000-1200)Total monthly debt + Condo = 2000 (approximately 250 is credit card debt at 0% that can be paid off if needed but have been saving the cash for DP)As you can see i will not have enough for a 20% down conventional and cannot go FHA because my current place is FHA financing (the refinancing process would take too long to switch to conventional).

Also, a lot of it comes down to reputation in your market.

The Raleigh market is not cheap - unless you are willing to go into seriously sketchy parts of town (definitely not recommended, especially not for a newbe).Once you have an idea as to how much you can borrow "the traditional way", you can decide to move forward or whether to explore other options (@Brandon Turner  wrote the book on those).

Looking for recommendations for reputable CPA's and attorneys that specialize in RE in Bucks County, PA.