Foreclosures allow the municipality to recover these unpaid, overdue real estate taxes before the first, secondary or all subsequent lien holders.Now, the laws for banks foreclosing on back paid taxes is tricky.

(any broker in the area I'm looking)Also, do certain brokers have specific listings or all listings?

I know very little about section 8 housing, other than the gov't pays some or all of the rent. 

So it’s not clearly stated in the lease the specific areas of the house that are rented to me, but orally we agreed that the back half of the house; bedroom, bathroom, hallway and den room with sliding glass door were mine and the kitchen and laundry would be shared between me and the landlord.

It is almost never advisable to use standard form templates from websites, as they inadequately protect your interests in a unique transaction.Stay away from LegalZoom and the like.

Are you doing this in specific markets or all over?

I find that people who are not trying to replace their cash flow (W2), but are rather looking to subsidize it or all out just increase wealth, can see the forest through the trees a bit easier.

If any or all of those are near needing replacement then that will drastically change your numbers. 

So, either the borrower has to pay closing costs out of pocket, or the lender has to price the loan in such a way to cover most or all closing costs.

I was shocked to learn that the tax implications of flipping property in New Jersey could make it cost prohibitive (eat of most or all of the profit).