The tenants turned on the prewired and monitored security system (they signed up themselves) without our consent or knowledge.

I'm glad she didn't fill up a bunch of balloons and fly the house off to South America sans GPS. :)  

I don't want to explain this work around because the banks monitor these forums.

All these metrics point to additional run up in prices so I would probably wait another year or two, in the mean time I would monitor those market metrics and look for a sell signal.But as I said earlier, I'm a buy an hold... so I haven't really put a lot of thought in market timing as a strategy.Cheers...

I know regulations for credit unions discuss the need for this as ongoing monitoring and would think bank regulations or letters would discuss it as well.

They monitor your credit score and give you a break down of your revolving accounts and also shows you what sill happen if you add more debt or pay off so much, or get another line of credit, etc...If you feel that you truly do have errors on your credit report and think you will need to dispute, you might want to pay for professional help with that, although I'm sure it can be done on your own.

Ideally, I'd like to get the score for all three agencies and then be able to monitor changes on it for the next month or so.

This site is monitored by the State and updated regularly.We decided that we would avoid what I've heard is a common rookie error: trying to make something a deal when it quite potentially isn't.Thanks, all, for the input!

How do experienced investors monitor this?

I have not attend the particular school mentioned here, however official schools that teach classes for state licensing are monitored and approved by the state itself.