Also set everything up for auto pay.

"next gen" is the term Lennar uses, which is a major builder in this area putting up a lot of new development.River Village, The Classics, Capri, and Mosaic are some communities where Lennar has built Next Gen models (not saying there are any for sale right now), so maybe a search for those will turn something up - or more likely working with a good local realtor that knows how to find what you're looking for.ref: https://valencia.com/13-new-home-neighborhoods-now-selling/This one's not currently for sale, but it's a listing that specifies "Next Gen" and may help you:https://www.trulia.com/p/ca/valencia/28877-silversmith-dr-valencia-ca-91354--2078579125Good luck in your search!

I am currently working as mold maintence for an injection molding company the produces plastic auto trim.

I am assuming you do not have a car, this would be much higher with an auto payment and insurance, can be lower obv.Any other outstanding bills - revolving credit line payments, misc, etc. - $200Utilities - $400Total Monthly Spend: $8400Now I didn't plan the math this way but it worked out to be exactly about what a 200k earner would bring home, post tax, each month - which effectively means this theoretical person is living paycheck to paycheck. 

I pay from my account on an auto deduction and expect reimbursement .. yet the only item paid has been rent.

Im 26, married, and I'm currently an auto mechanic. 

If thats still too much, go to the Akron auto auction and flip a few cars first.   

I’m in Philadelphia - specifically the neighborhoods surrounding Center City (Queen Village, Point Breeze, Hawthorne etc) and also Manayunk and Roxborough, but I’d love to learn about any groups I near the 215 area code.If you’re out there, let me know!

Property is also next to an auto body shop so that's also a bit concerning.

From that profit, I then have operating costs like taxes, insurance, cell phone, auto, marketing, and other misc overhead and as Greg stated, this is a low ratio of expenses assuming one operates like Greg suggested as do I.I would like to know what @Phil Long is hoping to accomplish with this question and calculations, perhaps that would help us understand and get him the answers he is looking for.