Maybe I need to call in a favor with some of the moderators to shut this down?

Moderator please inform me.

I'm really against this trend - and I'm a registered democrat, albeit a moderate one. 

I can provide very well for my family with moderate effort but it gets boring only focusing on yourself and family.

Not very hard to qualify for one of these loans with a moderate income and good credit.

(and if not a member already,  consider joining RHA or other landlord groups in the area that, among other things, are working to combat or at least moderate rules like these)

I have seven empty units that will soon be online and those will be marketed to old people with SS or section 8 as a mitigation strategy.But *If* I it turns out that I am wrong about most people, I could probably pay my mortgages and make my bills with no rent at all on my 49 units for about a year; and I don't think no rent at all will happen-- By my, estimates 19 of my tenants are at VERY LOW risk of defaulting on rent payments, and another 13 are at low-moderate risk.

There are times where we are evaluating an opportunity in a moderate to high-income area and we find high crime, while other times we may be evaluating an opportunity in a so-called low-income area & we find low crime on a specific block.Vacancy rate- If the crime is low we may still increase the vacancy rate a little bit more & see if we can hit our numbers.Capital expense required to acquire and hold.....Bottom line- We establish a criteria based on data and take the emotions out of it.

Also, what if the house previously sold for 150K and the bank is just trying to recoup the rest of that money with moderate profit?

Maybe shift from thinking in terms of Recession or Depression but the new norm of a Government influenced and moderated economy.