@Caridad Reboyro, on the surface, it looks like you're suggesting offering even less than what the 70% Rule would indicate!

.* [Note: On the surface, it seems to me that the LLC idea is geared to disguise the Owner's mortgage, which, if discovered by the "DFE" Lender, could lead to proceedings!

On the surface it looks ok I think, it’s just some of the numbers need more like the maintenance cost do seam low especially if the building is old but if they have taken really good care of it maybe not.

I've explored KC and Tulsa on the surface. 

I am so grateful for all I have gleaned from BP already, and I've barely scratched the surface.

I've gone through many podcasts and posts from this awesome BP community, while only scratching the surface I have a much clearer picture of how to concretely think about RE investing as a vehicle to generate wealth.  

Thanks Zack, the "problem" in finance and banking is that the surface always has some deep holes below it in many areas, almost like looking for the big catfish.

@Logan Drew I have not researched any other out of state markets and yet to have scratch the surface on Ohio.

With regards to their program, I think making a lot of blind offers and using an algorithm to pick the offer price is just barely scratching the surface.

On the surface it appears that the simple laws of supply and demand are in play - a growing work force is chasing relatively few properties which is forcing home prices up - nothing unusual there.