for sure in the GFC  investors loans went the way of the dodo bird you could not get one.. keep in mind folks on this site did not invest much prior to 2010 when loans started to slowly come back.so yes if we have  global recession again and capital dries up then yes the first thing to go is going to be small investor loans which are more risky than larger type loans with proven operators..

now being a born and raised Alaskan - I will take some offense to the "2 weeks of summer" comment - but I get it - long cold dark winters - they are hard - but also beautiful and amazing.

No offense meant to @Jay Hinrichs or @Nathan G. but when someone comes onto these forums asking for advice I think it's more helpful for us to be providing them with useful information on the market and fewer personal impressions about crime and homelessness.

One guy just put a sign in the yard.. neighbor knew he did not own the property and wha la.. its like getting a drunk driving cost you about 10k for first offense. 

“For the third straight year, Dallas ranked as the number one market at the midyear,” according to a just-released report by New York-based global property consultant MSCI.

The heat requirements are as follows: 68 degrees between 8:30 a.m. and 10:30 p.m and 66 degrees between 10:30 p.m. and 8:30 a.m.Any lessor who fails to provide or who falsifies information required to be provided by Chapter 5-16 shall be subject to a fine not exceeding $500.00 for each offense.

Please don't take offense but consider this a learnibg experience.

No offense Bruce, but I think a lot of what you say is wrong in that I believe that it might be true where you live and invest but is not a one size fits all for what you say.

I think it's excessive and offensive.

It was not offensive in any way.