Require them to pay for repair/replacement;2.

@Maria Murphy yes correct, simply paying the debt in the owner's name to hacienda (tax office)/government first as part of the purchase at the notary and everything left to the seller.Valencia has worked quite well for us the last years and compared to Barcelona/Madrid the m2 prices are a lot lower.

Hi Duane,That will definitely affect your DSCR as you'll be paying interest and amortizing the principal on the loan.

I’m interested in doing one of those equity investments where they give you a certain percentage of the equity in your home and you pay it back any time if the future when you move and your home sells. 

Still close by but much more friendly tenant/landlord laws, property taxes are 4th lowest in the Nation, strong appreciation, job growth, population growth, etc. 

This allows you to take the first $250k ($500k if married) of the gain tax free.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

There needs to be a plan to pay the line under a range of interest rates, and to pay it off.  

I've heard more lenders having issues lately with this "dual layer", even though the standard family trust and its individual settlors are usually the same for liability, credit, and tax purposes. 

This has helped me understand my spending when I was saving for a downpayment, and now helps me track certain expenses I need to submit for taxes.