,Mathematically it would be better to make a lump sum extra payment and enjoy spending less on interest in every subsequent month, building equity faster.However if you want to do it your way...I suspect that if you write one check for P&I * 12 and try to indicate that you want to prepay for a year, they will take one P&I payment, apply the rest towards paying down principal, and still expect your next monthly regular P&I payment next month.

Keep a small percentage for yourself as the syndicator, and a extra share of the upside once the investors receive a certain return.If you have success with your first project, the capital for subsequent project is MUCH easier to obtain because you can show a track record of success.Since most of Europe is geared both psychologically and legally to big business, big government, and employment security, the competition for entrepreneur type opportunities is much less than in the U.S.  

When there are A LOT of hard pulls in short time that is what triggers a red flag for subsequent creditors.

That roommate subsequently shot somebody at the house (non fatal). 

you may want to talk to some of the crowdfunding sites.. your experience and financial position will be important .In my mind if your doing your first deals you need to give the money much more return than what you want to subsequently end up with.. why because you need experience and you need deals to show others that you have done deals.remember 8% pre with a waterfall there are literally 100's of very established syndicators that will do this .you offer substantially more and the investors many times will take the risk adjusted return and go with you as you start out.

The Texas Enterprise Fund continues to work overtime to attract companies here and has been very effective at it. 

You also see the other way -- someone shuts down ABC Ventures Inc, and forms two new entities: XYZ Enterprise LLC and ABC LP.

You more often see it in startups that are ongoing enterprises, but that could be one way to hedge your bets.

We've subsequently closed portfolio loans with B2R, Firstkey, and Colony(6-7%,1pt).So far, its been a pretty good experience, but our velocity of capital is not living up to our ambitions.

I am always afraid things might turn south in the real estate market and all the hard work of developing a real estate enterprise will fall.