Thank you @George Paiva for your thorough insight.I wanted to get the maximum cash-flow by utilizing a 30 year term.

However that would be after PITI + Property Management (even if self managed), maintenance reserve (based on property condition, age, location, etc), and other costs such as utilities, landscaping, or applicable association fees.

That business then has to pay employees, rent, utilities, insurance, etc...If it costs you $500 a month for mortgage, insurance, property taxes, and repairs, and you can rent out such a place for $1000 a month, then you're doing a lot better than that business.

I am not sure if it would provide much utility considering the amount of money to get a few lines is ridiculous.Also, any other ideas or recommendations would be greatly appreciated.

Are utilities (gas, electric, oil etc.) separate and do all tenants pay their own?

Also, the escrowed amount for repairs is nice, but on a cash deal, that goes away, so remember to negotiate a lower offer in a cash deal when repair escrows are offered.Even then, when your bid is accepted in an O/O deal, you (the buyer, more specifically) is responsible for all costs to dewinterize/rewinterize, and turn on utilities for inspections.

Real Estate Investing is a contact sport.

Check the common halls, basement, utilities.

Be sure to utilize BP for all it has to offer.

Credit unions are an under utilized source of commercial loans.