- Legality of having that many units under 1 roof (aka, did the conversion happen legally or did the owner just do it without any permits/permission)- If the zoning was for a duplex, and now there is 5 apartments, does that make it a commercial property?

Condition the loan on permission to monitor his other mortgages for new arrears appearing after reinstatement.

Additionally, every loan document now carries a clause stating that any additional loans secured on the property without the permission of the lender is an item of default, so if your loan document contains this language and the private investor loan is filed against the property you will have a first loan in technical default.If neither of these situations above are correct in your case, then having the title company, or closing attorney handle it all should provide the easiest solution.

No parking of RV, trailer, boat, or anything else without Landlord permission.

That is starting the conversation, then we chat about the market etc, I ask for permission to "touch base" with them later on if they are not ready yet.

Does he need my permission or can this be done without me?

This is conditional upon;•Permission from owner to renovate and improve property•Permission from owner to sublet/sublease the propertyOther Conditions/SpecificsI have the option to purchase the property at any time after the first 12 months of our agreement and before the end of the 36th month.

And if it's not okay, what if you disclose your intentions to the owner of the property and get their permission?

@Alex WangYou’ll have to talk to our local code enforcement and see what is permissible for an ADU.

I am wondering whether anyone has done so with a lender's permission.