I tend to go for substance over form in almost all of my life dealings (except for remodels, where it's both substance AND form).I once opened up a bank account with a 15,000 deposit while sitting in paint spattered clothing since I had just come from my latest project.  

I would be very interested in seeing the numbers from your latest evaluation! 

Active FDIC status, Kalamazoo Banks:1st Source Bank Chemical Bank Comerica Bank Fifth Third Bank First National Bank of Michigan Flagstar Bank, FSB JPMorgan Chase Bank, National Association Mercantile Bank of Michigan Old National Bank PNC Bank, National Association The Huntington National Bank Add for Battle Creek: Southern Michigan Bank & Trust Add for Grand Rapids: Bank of America, National Association Evolve Bank & Trust First Community Bank First National Bank of America Independent Bank Macatawa Bank Northpointe Bank The Northern Trust Company United Bank of Michigan Wells Fargo Bank, National Association West Michigan Community Bank Then you can pick the banks that only operate in Michigan, since that's the best place to start:Macatawa Bank (FDIC # 34618) Flagstar Bank, FSB (FDIC # 32541) First National Bank of Michigan (FDIC # 58259) Mercantile Bank of Michigan (FDIC # 34598) inst.all RE loans% RE of total loans34618798426 64%32541754907475% *5825926962978% -34598165928769% -(Dollar figures in thousands)  * = high in 1-4 family residential, - = low in 1-4 family residentialTo do yourself, go to the fdic.gov site, then BANK DATA & STATISTICS, then Bank Find. https://research.fdic.gov/bankfind/Go to the Details and Financials to get their Assets and Liabilities report for the latest quarter, and Net Loans and Leases to get ratios of 1-4 family to total loans.

You response was that you would buy those all day......again I never heard from youMy latest deal just got accepted today is a 3/2/2 in a small town in East Texas for $28k that should rent for $850 or so with minimal work.  

See Matt Masons post for the more common reality there.Marcus Millicap latest report. 

you guys have done some incredible work. i kept downloading every version that you talked about and now i have to go back and erase the old ones.very involved and incredibly impressive work. that's outstanding. thank you both so much.so, version 5 is the latest, right?

They link together nicely.It's pretty good but lacks some functionality that I really could use right now.I need software that allows drawing page revision management, which will carry forward any/all takeoffs, markups, comments, etc from the previous page revision to the latest revision (or just display them as a layer) - E.g.

I've used him the last 7 times I needed a loan, and he's also refinanced my in-laws and gave my sister and latest real estate clients loans, too.

The latest job they did was a 10' slab with no seams, but I guess I really need to look a bit more to see if I can find some savings.

My latest thought is the insurance company themselves.