I'm very cautious and study a lot before getting into something.

Because of high unemployment rate among blue collar workers due to Covid, many lenders are cautious about potential tenant issues and not doing cash out to 75% LTV.

When its a SFR or a small multifamily I am a little more cautious about pressing rents a ton just because if you raise someone $100 and they decide to move out that turnover is going to kill your profits for the year. 

If you are 25 as your profile says I'd be cautious about dating a woman with a kid.

Being somewhat cautious, I wonder if Unify's appraisal would come in the same as the Credit Unions?

Also, be cautious with any deal that sounds too good (especially any MFR and especially large SFRs that have been converted into MFR).  

I am ready to start flipping in Houston however cautious about my first purchase and hesitant about pulling the trigger.I receive properties from wholesalers and I also do research on har.com, however, I cannot decide if to go with properties from MLS or to go with wholesalers.MLS, from what I understand, might/would mean to pay more because of the fees involved, on the other hand with wholesalers what I find is that either the repair costs or ARV are unrealistic.To the experts out there, what would be your advice?

Idk, I still don't trust the seller lol, I would personally be very cautious and not tell them you have an option of cash....

I would be a little cautious on the summer intern money. 

So I would say tread cautiously and try not to put herself in that position unless she was clear on the risks.