Not only did I have my engineering degree in electronics, I was technically, legally and professionally certified by every manufacturer of high-end biomedical equipment that I was employed by.

It is an electronic notary program that uses webcams to verify signature and notarized documents.

Hey BP,In my electronic housing search, I've found a property that seems like the type of deal I'd like to invest in.  

From my experience, the appraisal are electronically sent to the lender, so only the appraiser has a true paper original.

Yes a great publication to read is mortgage servicing news.MERS (mortgage electronic recording services) was used to avoid paying transfer taxes in states by the lenders etc.I am wondering if banks are also trying to insert language to indemnify themselves from future claims by any party arising from this issue after selling the property??

We have hardcopy and electronic records.

I also file all receipts electronically with some naming standard.

Sometimes they have a newsletter you can advertise in or if you know someone that can post in the breakroom.

I went for option #1 for the repair/replacement.Hope it helps.THe HVAC technician's findings were that the system extremely low on freon. they performed an electronic leak search and found evaporator coil leaking severely.

Lots of great links and resources and lesson modules.And then we started getting monthly newsletter/CD mailings which aren't all that well organized (yet) but still show lots of promise.Gut feeling says Fleck is genuine, and the evidence is still coming in. :) Haven't attended any live, in-person events tho.