A big ticket item might be a fire suppression system due to the commercial nature of the building.

Hi @Robert Pole, a commercial loan with a local or regional bank seems like the ticket for you here. 

I would suggest getting a list together of all improvements made to the property in the two years you've owned it (especially any CapEx, big ticket items such as a roof replacement, HVAC work, plumbing , electrical work, etc.) and determine how much the new owner could profit monthly/yearly if they were to purchase it after all expenses paid.

Now if you were to expand that “escrow” to saving for the roof, siding, driveway replacement, and other big ticket items you might expand your buyer pool but not by a whole lot.

-Saving living costs will allow you to get into your next property even sooner-When you are ready to move out, the property should cashflow and you can just hold it at that pointWhen on the journey to Financial Freedom/Quitting your day job, it is always easier to just increase income instead of lowering expenses because most of the big ticket expenses are necessities. 

If you think they're going to drop everything else and save your property when your tenant completely destroys your house just for a tiny monthly fee and a modest tenant placement fee, you're dreaming.If you insist on moving forward, I'd highly recommend just buying lottery tickets instead. 

Things that you may want to include in your consideration are the other high ticket items such as electrical and plumbing system.

You should go physically inspect all of the big ticket items associated with the house (roof, water heater, a/c, etc).  7.5% is well and good for spreadsheet exercises but if the roof needs to be replaced yesterday, that's immediate capex that you're going to get hit with that you should add to the outlay cost. 

The Event in Katyhttps://www.eventbrite.com/e/the-event-in-katy-tickets-69013458111This was a great event that combined both meet and greet with a talk from an experienced local investor.

., If the returns you'd get from annuities are acceptable there are ways to get that and a bit more while still avoiding the cap gains from your sales.  1031 exchanges would obviously be the ticket to avoid capital gains.