DSCR starts at 8% for borrowers with strong credit scores (800+ which I have btw) but at 8% at 30 years 75% LTV you would need to buy at 7% cap rate to just about break even.

James do you see this seller credit as being an issue with the lenders who as of today have limits to the credits they will allow. 

I am aiming for a home between 150-250k, which i can afford if all hell breaks loose, at a 5% conventional 30 year term loan (unless a lender or someone else can suggest me a better loan) My question is what are the minimum requirements for obtaining such a home (capital wise, credit score wise, salary wise) Who can i specifically talk to for these numbers and help me understand tenant demand, areas, and more specific information about my market?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

What are your experiences and tips to make the BRRRR method work in Denver?

I’d also appreciate any tips on creating my own analysis model.

.-1750 monthly, with a $150 credit going towards the purchase price/down payment. 

Any leads or tips on how to start are appreciated. 

I currently have about $180K of equity in the home, but would only look to set up a line of credit of ~$30-$50K.

I have to have separate bank accounts, credit cards, and books.