Have supplied washer/dryer if kicking that in is all it takes to win what I think is a solid tenant.  

My wife and I use something we call the "One card" that we learned from another Memphis area investor.

Don't know about anyone else, but I feel like my personal daily battle is between doing what is urgent and fuels my raging undiagnosed ADHD, or what is actually important.I've done a ton of work on this over the past almost 4 years, and still am nowhere that I think I need to be, but I'm at least getting to a level of awareness I don't think I ever had before and that is a win in my book.  

.: @Mike HernThanks Mike, I played that card 2 years in a row and this time I can't find another good reason.

Did you pay with a credit card?  

instead of a lender try to find a capital partner and share the deals.. thats what I do provide money for JV's  works great its a win win.. your going to waste your time trying to find nothing down lenders.. unless you already have one that really loves you then its possible.

If you want a second opinion check credit karma, ask your credit card or your bank.

Using 30% to 40% is aggressive enough to win an offer especially if you can close less than 30 days.

Looking to win back time that I'd rather be spending with my wife and kids in the future. 

With risks bring the higher chance the cards will collapse.