I've closed loans after 90 days before.4) The Lending terms is not where you will win or lose Caleb and whoever else is out there wanting to start out and are a little tentative and nervous and unsure. 

Your best bet are still the Townships - they have the best schools in the county with the least restrictions. 

Ive seen what you do and I bet you guys are just over thinking this. 

I always suggest some "quick wins" when I am working with new Podio user.  

They’re often more willing to work with you on aggressive timelines, especially once you show a few wins.

You can probably just Google how many pre-licensing hours and education you need for your state in Georgia but I bet its around 20-30!

Like contact cases, wrapped toothbrushes among other things.They do get used and I am sure they are appreciated.They might not state it in their 5 star review, but I am betting that it creates positive thoughts and that helps the reviews.

I would also recommend doing your due diligence on the new lender, and make sure they are not just a salesy loan officer trying to win you over with term sheets that don't exist... 

Here's the bet: - "Unemployment" is not about to shoot up.

If you don't want the property any more a 1031 is probably your best bet, unless it's got a huge capital gains capture in which case you could just take your tax lumps and collect your funds.