Nothing in life is free.

You have a lot of life changes coming up, and seems like you weren’t motivated as LL to begin with.

Real life does not follow rules of thumb, they are there to give guidance.  

What's Van life?

You cannot have a contract that simply states "install high-quality countertops" without specifying the quantity, location, type, or style.

Brandon Turner has an awesome podcast called "Better Life".  

That area’s known for its classic charm and high-quality homes, and if you handle this right, you’ll be tapping into a buyer pool that values both style and substance.

Sure you could hit a grand slam , once or twice in your life , but constant base hits bring in the same amount of runs on a steady basis 

However, we typically use the FHA-203k loan because it involves a renovation, which I highly recommend if you are looking to really boost your equity and have the cost of the renovation wrapped into your loan with a VERY LOW AMOUNT OUT OF POCKET.I like the FHA loan, but honestly, the Fannie May Home Style is an even better product at this point because you just have to bring a bit more cash to the table 5% vs. 3.5% (w/ FHA), but you have a bit more flexibility.  

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.