Ultimate goal is obviously to build cashflow as seamlessly as possible and pay down debts of houses as we go so husband can leave his consulting job and we can do real estate full time.

Ultimately just need to look at everything before making a decision.

Start with BiggerPockets Ultimate Beginners Guide (free).

We are also looking at options for finding a "registered agent" for our Cleveland property I have not found anyone, even property managers are telling me they won’t sign off on anyone’s because they don’t like the way the city is pinning ultimate financial responsibility onto whoever the local agent is so it’s a risky endeavor.

Hey Hares, I started to see the same slippage in a property management company I was using in NC and ultimately I made the decision to self manage everything even from across the country. 

When mortgage rates dropped earlier this month, we received a significant amount of showing requests on our listed homes, which ultimately led to multiple offers.How will Buyers react if the Fed rate drops in 2024?

Most of them are quoting me: An origination fee - $2500A processing fee - $1000An Underwriting fee - $1000Some misc. fee ("Admin") - $500The numbers change, but ultimately the bottom line is just for the loan, it's $4700-$5500 in fees. 

One of the benefits here is that you can save a bit on closing costs but the PPP (pre-payment penalty) structure may be more aggressive, ultimately inhibiting your ability to sell off if needed - since the loan would need to sustain a minimum debt service.

Two books that would be great reads since you're just starting out would be Rich Dad Poor Dad by Robert Kiyosaki and How to Invest in Real Estate: The Ultimate Beginner's Guide to Getting Started by Brandon Turner and Joshua Dorkin. 

Ultimately the debt will still be recourse meaning you are personally guaranteeing the loan.