Will they also include me in part of the lawsuit?

Set a utility usage cap that is stated and agreed to in your lease agreement.

Is this confusion on the lenders part, given that they are headquartered in a different state (Pennsylvania I believe), and is a matter of semantics, or is this standard practice? 

You are buying into a business to pass down to future generations, not to mention a vacation home or retirement plan.When I talk about my investments I don’t talk about a 4 unit ugly building in (insert boring/cheap state in the US).I talk about Europe!

In addition, the debt of each state is crippling.

I rent the one duplex for 10k a month .

I have 1 partner who provides up to 75% of the down payment, however, my goal has always been to live below my means, save money, and invest the saved money as a downpayment. 

All real estate activities you engage in ad a licensee are subject to your broker supervision, and fall under the regulatory rules of your state's real estate commission or department of licensure.

I see you are in the State of Georgia and it is a great place to invest.I’ve been in this space for a long time, coaching and investing, and I love helping people get started.

Plus, they can give you the lowdown on the whole process and help you every step of the way.You've got this!