So for example I'm very conservative and don't want any debt on them because I feel this hardens them in case of a severe recession.

I know in Virginia my friend had a similar issue (side-by-side duplex, though, not second floor) and he was not proactive, just warning them several times verbally.

We just fixed up the house and have it on zillow with several applications in 24 hours. 

I have had several cases where I finally got cops or government officials to only do their job after being very loud to the newspapers, but it does work.  

Bob - I have five occupied padsplits under contract right now with Fernando Corona and have closed several with him this year.Normal DSCR brokers have issues getting this through underwriting - it's important to work with a broker / lender that fully understands how to get these to CTC.I'll PM you

At the sale, some people, who it must be presumed did not look at the property and there were several bidders. 

Yea, the guide is a living document that I've updated several times throughout the years.

So every month we have a member of our team reach out to investors to check in and see if they have questions, wish them a happy anniversary for investing and just check in…..Over the past few months we have had multiple investors panic on calls noting “please don’t tell me my investment is gone” (NOTE as we mention above not purpose of call), as several have noted they cannot take another complete loss on investment.

One a side note, my mother's cousin bought several properties for 70k or so in California in the 1970s, it was a big deal then.

Some of our clients in MN have several properties and live in another country, so it is possible.On the investment side, the deferred maintenance (roof, flooring) will eat away at your equity/appreciation; but, you have a property that cash flows.