If you are more sensitive to the fees, you will want a “no points loan” but be careful here because it could drastically impact the rate.

In our case we all ALREADY had all of our retirement savings in IRAs and 401Ks, so it seemed natural.

Single boiler serving a duplex- landlord paid water / natural gas because there's no way to split it accurately. 

First, **reliability and speed** are crucial—hard money loans are often used for time-sensitive deals, so you want a lender who can fund quickly.

If the real property is in CA, you're definitely doing business in CA.Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

No - "DSCR Loans" are for residential investment properties only (with only a very minor exception for small mixed use properties that are majority residential in nature in every way)

Scammers may even go as far as creating fake W-2s or other tax documents or advertise fake tax credits to lure in taxpayers to share their sensitive information.Text, Mail and Phone Schemes: Scammers are targeting tax professionals and taxpayers through phone calls, text messages, and even fake AI generated IRS letters.

That being said there are also areas in Suburbs I would avoid like Norristown and Pottstown due to their nature (class C or lower). 

For the insurance deductible on the claim, it depends on the nature of the claim: if it’s for a repair, it’s deductible this year; if it’s an improvement, it needs to be capitalized.

I would not due business again due to the nature of the financing terms and the home quality.