Experience is a great teacher, but is there a safer path?

As Chris said above, you really need to understand values on properties regardless, so starting small in your backyard is always a safer option than going nationwide right away.It is a great business though - congrats on getting started!

Many thanks in advance,Victor Talking with my friends contractors in the area... some of this contractor offered very low price for their projects betting to build many units and market changed and they simply started to file bankruptcy... when comparing cost it's common you will find higher costs ... been in this market last few years, houses will start to move again in the next months in a normal cycle (not pandemic cycle) , if you're goal is getting long term rental in place for delay gratification...

DSCR mixed use would probably be your best bet and give you the best pricing! 

Your best bet on background is to run your states background check if they are local and even then some things are on a county level. 

In my experience, your best bet are local, community banks.

I am both an investor and realtor so ideally, your best bet is to find someone like me in the Cleveland market.

Whereas if you get a nice cashflowing multifamily, you're safer and your initial investment is making you money to put towards other future ventures. 

Long term play, this is likely your best bet.

This is because Mortgage backed securities are in direct competition with investors looking for "safer" investments backed by the full faith of the United States Government.