You should be sensitive to these facts of life. 

@Kim Stuart This is a sensitive subject with residents and of course no one wants to see a rent increase.

It's always interesting how Realtors go from not rate sensitive at all when it's time to refer a client, to hyper rate sensitive when it's their own personal house. :)You said you felt that your regular lender was "robbing" you.

This would be obviously more profitable on all deals but also help safe guard and bad rentals or flips.

What the IRS does stipulate that all activities of the plan must be for the exclusive benefit of the plan beneficiaries.The IRS recommends the following criteria to determine if a plan’s policies are for the exclusive benefit of the plan participants: The cost of an investment must not exceed its fair market value (FMV) at the time of its purchase.A fair return commensurate with the prevailing rate must be provided.The investment must be sufficiently liquid to permit distributions per the plan terms.The safeguards and diversity that a prudent investor would adhere to must be present.So put that in perspective relative to the lending arrangement you are considering.

People working in sensitive areas of the federal govt cannot get blemishes so they'll be good tenants.

If you dont plan to live in the property and thus are less sensitive on location I would recommend searching slightly further west/NW if you want to stay on this side of the city.   

Any and all constructive criticism, opinions, advice etc is much appreciated as this is time sensitive!

Time sensitive!

I know that I am extra sensitive to it, but it is there.