Until you have a business partner just operate as a Sole Proprietor.

I am operating as a sole proprietor / individual investor.

If this is correct, and since I will be the sole proprietor of the LLC with technically no salary, this should be the route I pursue, correct?

I owned multiple properties and did business for years as a sole proprietor. 

I could be wrong but I believe as long as you don't incorporate your company you would be considered a sole proprietor. 

Insurance isn't all that great.My attorney told me any first year law student can crack a sole proprietor LLC. 

She said it would just go under my personal as a sole proprietor even though I have a LLC.  

A Solo 401k plan is perfect for any sole proprietor, consultant, or independent contractor.

For independent contractors or sole proprietors that don't hold certificates you are responsible to pay their insurance.

First determine whether they are somebody's employee or not; if an employee of somebody, then that somebody will need to have liability coverage AND workmen's comp coverage to be considered "fully insured".If not an employee, but a sole proprietor, then you still want them to have liability coverage.