Are you currently analyzing any specific deals or markets?

Quote from @Jon Fletcher: @Kevin Sobilo Maybe I'm misunderstanding but that doesn't seem to be much of an issue.

Here’s how I approach niching down to a specific audience:Analyze Your Market DemographicsStart by researching your market to identify who is booking short-term rentals in your area.

Never had an issue with them in NY or CT.

Specifically, the the loan guarantors need to have controlling ownership in at least (i) 3 multifamily properties [with the first acquired at least 2 years ago], or (ii) 1 multifamily property that has been owned for at least the last 5 years. 

.$847 in the bank699 Credit Score133% revolving utilization/over the limit maxed out personal credit cardsQuite a bit of other high interest debt/loans borrowed during the first year in business$3,580,000 Appraised Portfolio Valuation$2,139,400 DSCR Mortgage Debt in my LLCs$1,440,600 Equity (Appraised Value-Mortgage debt)8 Remodeled SFRs1 Converted Remodeled Duplex2 SFR Remodels currently in process2 Apartment Buildings - 13/14 units occupiedA little more experience to say the least234 Audible books in my libraryAs I'm sure any experienced investor can gather, having the sizable amount of personal debt as I do, supplier house account payments due, PMLs that need to be paid, etc, not having liquidity/any money in the bank is an ISSUE.

Within a residence there is a presumed right to privacy and installing cameras by you or your tenants can bring you legal issues.  

I am looking to focus my investing on the commercial space specifically value add apartment complexes.

Lenders typically require at least 15-20% down for multifamily properties, depending on the specifics of the deal.

His advice (before the debt issues even arose) was to sell my whole portfolio and start over doing wholesaling.