If you are a doing an infill build-to-rent, that's fine, but in the current environment, it is very difficult to make any cashflow so its a 100% appreciation play.

I never understood why ghost want to harass regular folks just because they want to live a peaceful life in the home.

I'd just point out that it holds for other states as well.I would think in general states with less environment diversity would not have such extremes.    

I like this idea for it gives me peace of mind but it has a heavy up front cost.

@Jorge Farinas Yes you absolutely could add an additional piece of collateral for more security and peace of mind.

A bigger uncertainty is that the rent control may become more and and more strict over time creating a very risky business environment. 

I feel no obligation and want to foster a welcoming environment where people can ask "stupid" questions.

or buy something with an ADU and you live in the ADU and rent out the main house.the current environment is just tough. 

It's exacerbating the challenges with the high rate environment. 

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