Some will let you rent your primary and still do a DSCR loan on the subject, however, this would come with the added scrutiny of really documenting and evidencing you have no intention of moving in to the subject.  

With insurance companies canceling policies and raising rates has anyone uncovered a way to self insure rental properties?  

The ones that build out great companies build the skills, then they teach the skills to people to set calls for them, go to appointments for them and they continue to build out their company as a marketing/sales operation that is more fluid to create more revenue. 

Some outreach to local companies with a transient workforce may be worth your time - you'd have 1 lease rather than 5 (1 per bedroom). 

Hey Adam,I’ve been in the Tampa real estate game for 20 years as an investor and owner of a property management company.

You will get killed on the C and D properties which are usually the majority of most properties handled by a metro PM company. 

.- You need to find a new tenant when someone unexpectedly moves out.- The bathroom sink is leaking—do you pay a plumber or fix it yourself?

If the income requirements are met, credit looks good, and employment history ( at least 6 months +) at the same job, move forward with the applicant and request additional deposit.That's an old eviction IMO.I have a current tenant that I leased to with low 500 credit.

There are companies out there who will review a file for you (for a fee) and be able to tell you what was changed on the document? 

I think many ppl will be moving out soon.