The Birmingham market has been showing steady growth, with increasing demand for both single-family homes and multi-family properties.

I wish I could pull something off like that... basically, its a fee to make sure you don't waste the lenders/broker's time.

Have you decided what market will you be focusing on, and do you have a particular strategy in mind? 

The market has gotten a lot more competitive in recent years.

It was on the market for a long time because it didn't qualify for conventional financing will it being unlivable. 

I would never advise my customer to take a 5 YPPP considering we are have been moving into a downward trending rate market since 2024. 3 Year Prepay Max but if you plan on doing renovations or taking cash out on the ARV then a 1-2 YPPP would be Max.I would also advise buying the rate down before you decide to take a 5 YPPP using seller credit, equity or closing funds.

They could be your insight into off market deals.

Quote from @Jerome Brown: Looking for some wisdom and to network with anyone buying in Ohio market (Columbus, Dayton, cincinnati).

To determine if there’s a market at the hospital, I'd recommend reaching out to the hospital's housing coordinator or human resources department, as they often handle temporary housing for traveling medical staff or out-of-town employees.

The good thing about the houseGood monthly cash flowGood interest rateIf its a headache property, I would sellIf it doesn't have much maintenance and you have good tenants, I would keep it.If you do decide to sell, you have about $200,000 of equity which you can buy 2-4 houses with when the market is more favorable.