@Bryce JamisonI think it all depends on where you live.

Rates as low as 7.25, depending on credit score and LTV.

It all depends on how fast the property is appreciating as well. 

It will depend on your goals (leave a large inheritance versus spending your money over your lifetime) but your portfolio likely will be generating average returns in the 6-8% range while retired and if you're only withdrawing 4%, even after factoring in inflation you're really not spending down your nest egg.

White Oak color and Walnut color are the two main ones you want to focus on, depending on the rest of the design in the house!

Starting with your wife and possibly your kids depending on age (for example, they can help clean between tenants, this starts  their education [Check with your accountant because you may be able to pay your kids and take a deduction].- - While you will do the lion share, can you take advantage of your wife's talents and availability?

@Matt PowersFrom my experience, deciding between short-term rentals (STRs) and long-term rentals (LTRs) depends on the market.

Airbnb rental arbitrage can work, but it depends.

Quote from @Arvand Sabetian: Depends on your unit and size.

IRS definition of a dependent.To claim a child as a dependent, the child must be under 19 or under 24 if a student.